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With so much invested in your home based business, make sure you have the right coverage to insure your unique exposures. You may be surprised to learn that your homeowners insurance does not provide the liability or property protection you need to protect your assets.

Our Home Based Business Product is designed for small, home based businesses with exposures that are either limited or excluded by the ISO Homeowners Product. Specifically, our product offers liability coverage that is not currently available under the ISO Homeowners policy, as well as business personal property protection above the ISO form’s $2,500 property limitation.

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Home Based Business Product Features:

  Great Coverage

Liability coverage up to $1,000,000

  Property Protection

Business Personal Property coverage up to $100,000

  Income Coverage

Loss of Business Income coverage

 Equipment Coverage

Equipment Breakdown coverage included in the basic premium

 Mistakes Coverage

Professional Errors & Omissions sublimit of $25,000 for specified classes

  Event Coverage

Satisfies most show and event liability requirements

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